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Certificate of Deposits
 
Interest Rate
APY *
Minimum
Deposit
30 Day Certificate of Deposit
1.35%
1.36%
$1.00
6 Month Certificate of Deposit
2.25%
2.26%
$1.00
12 Month Certificate of Deposit
2.35%
2.36%
$1.00
18 Month Certificate of Deposit
2.60%
2.62%
$1.00
60 Month Certificate of Deposit
3.20%
3.23%
$1.00
9 Month Certificate of Deposit
3.50%
3.55%
$5,000.00
15 Month Certificate of Deposit
3.75%
3.80%
$5,000.00
A penalty for early withdrawal
Interest Rates and Annual Percentage Yields are current as of 9/30/2008
For current rate information please call (701) 228-2204

Rate Watcher CD's
 
Interest Rate
APY *
Minimum
Deposit
21 Month Rate Watcher CD
2.65%
2.68%
$2,500.00
36 Month Rate Watcher CD
2.75%
2.78%
$2,500.00
A penalty for early withdrawal. Interest rate and annual percentage yield may change after account opening. See bank personnel for further information.
Interest Rates and Annual Percentage Yields are current as of 9/30/2008
For current rate information please call (701) 228-2204

12 Month IRA
 
Interest Rate
APY *
Minimum
Deposit
IRA Account
2.35%
2.36%
$1.00
Rate is based on a 12 month CD. A penalty for early withdrawal.
Interest Rates and Annual Percentage Yields are current as of 9/30/2008
For current rate information please call (701) 228-2204

Savings
 
Interest Rate
APY *
Minimum Balance to obtain APY
Regular Passbook Savings
0.50%
0.50%
$1.00
Interest rate and annual percentage yield may change after account opening.
Interest Rates and Annual Percentage Yields are current as of 9/30/2008
For current rate information please call (701) 228-2204

Super Savings
 
Interest Rate
APY *
Minimum Balance to obtain APY
Super Savings Account
2.00%
2.02%
$15,000.00
Interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 9/30/2008
For current rate information please call (701) 228-2204

Checking Accounts
 
Interest Rate
APY *
Minimum Balance to obtain APY
Now Checking
0.25%
0.25%
$500.00
Super Now
0.40%
0.40%
$2,500.00
MMDA
0.50%
0.50%
$2,500.00
Century
1.10%
1.11%
$25,000.00
Interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 9/30/2008
For current rate information please call (701) 228-2204

FDIC Equal Housing Lender

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